Variance-Aware Loss Scheduling for Multimodal Alignment in Low-Data Settings

Training vision-language models for image-text alignment typically requires large datasets to achieve robust performance. In low-data scenarios, standard contrastive learning can struggle to align modalities effectively due to overfitting and unstable training dynamics. In this paper, we propose a variance-aware loss scheduling approach that dynamically adjusts the weighting of the contrastive loss based on the statistical variability (uncertainty) in the model's alignment predictions. Using a subset of the Flickr8k image-caption dataset to simulate limited data conditions, we demonstrate that our approach improves image-text retrieval accuracy compared to a fixed-weight baseline. We also compare against other adaptive weighting strategies (using output entropy and cosine similarity spread) and find that variance-aware scheduling provides the best overall trade-off. Qualitatively, our method yields more distinct multimodal embeddings as shown by t-SNE visualizations. Moreover, in a stress test with noise-injected captions and images, the variance-guided loss proves more robust, maintaining higher recall when random perturbations are introduced. These results highlight the benefit of adaptive loss weighting for multimodal alignment in low-data regimes.